SBA 504 Financing for Carwashes & Auto Detailers
Finding the capital for expansion can be tough for smaller carwashes and auto service providers. The SBA 504 Loan Program is the perfect solution and most businesses are eligible.
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For a free consultation to see if the SBA 504 loan is right for you, fill out the form below.
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SBA 504 Loan Program Benefits
SBA 504 loans are a great option for businesses in the carwash and auto industry that are purchasing renovating, refinancing real estate or buying major equipment.
25-year loan term
- Long-term repayment schedules, from 10-25 years (depending on the specifics of your loan), compared to more typical 5-10 year terms
Below-market, fixed Interest Rate
- Below-market, fixed interest rates for the life of the loan, making it easier to plan and budget for your business
Up to 85% Financing
85% financing for carwashes.
90% financing for buildings (certain auto detail related acquisitions).
No limit on Total Project Cost
There is no limit on the total project cost. Soft and closing costs may be financed.
How SBA 504 Funds May Be used
- Acquisition of an existing building (51% occupancy)
- Building expansion or renovation
- Heavy equipment with a 10+ year service life
- Land and new construction (60% occupancy)
- Soft and closing costs
- Refinance of certain real estate loans including SBA 7a, 504, and conventional
SBA 504 Loans Financed Speedway Carwash
"TMC very positive and supportive through the whole loan process. They helped overcome every obstacle and I was able to purchase new equipment in addition to the land. Anyone who owns a business should absolutely investigate the SBA 504 loan option to purchase property."
Miguel Miranda
Owner, Jessup Speedway Carwash, Arizona